You can read boring books, go for workshops, or take costly online courses. Financial application Finstreets is also a great place for learning purposes as it is very affordable and you get everything at one place.

Set a savings goal, cut unnecessary expenses, and set up a recurring transfer to a savings account to automate your savings.

Key areas of financial literacy includes budgeting, saving and investing, credit and debt management, insurance, tax planning, and retirement planning.

Reliable resources include educational apps like Finstreets that offer courses, webinars, and tools for financial management.

To invest in stocks, you will need a Demat and trading account with a brokerage company. You also have to study or get advice before you invest in stocks, and most importantly, invest only if you clearly understand your risk tolerance and investment goals.

Market timing is difficult. The most commonly given piece of advice is to invest from a long-term perspective and stay invested for the long term, rather than timing the market.